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数字人民币成功对接香港支付系统,助力跨境交易

中国的数字资产试点项目再次取得重要进展,中央银行数字货币(CBDC)已成功接入香港的快速支付系统(FPS)。

这一举措将极大地推动跨境数字人民币交易的发展,并提高CBDC与国际支付系统的互操作性。

FPS是由香港央行和首席金融机构香港金融管理局联合推出的支付系统。作为银行间的桥梁,FPS的金融交易系统为用户提供了个人对个人的转账、为电子钱包充值以及在线购物等服务,它使支付过程变得更加简单和快捷。

数字人民币快速支付系统已在杭州亚运会上亮相。有主流媒体在文章中写道:“电子CNY-FPS解决方案显著提升了支付的交易速度,同时也降低了交易成本。”

香港代表队的成员表示,数字人民币钱包使用简单,通过快速支付系统可以直接对电子钱包充值,使得亚运村的生活和消费变得更加简单和方便。

此外,中国人民银行近期发布公告,海外游客在中国旅游期间,可通过其官方应用为数字人民币钱包充值,从而更便捷地支付各类旅行开销。

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